Learn to Love Budgeting with this One Technique

When I first started budgeting, I made the critical decision to only budget for money I already had in the bank.  This choice gave me peaceful sleep to rival CBD oil, and the confidence to move forward without fear of desperate Discover card swiping. But to only budget money I already had – what with not having a handy investor…

Sinking Funds: The What, Why, and How.

In the context of our business, sinking funds are huge for us self-employed types. We’re running our businesses on our own, without partners or investors, and with variable – often unknown – income. It’s just us in here, making the dough. And we need all the buttery and yeasty advantages we can get.

How to Use a Zero-Based Budget (Step-by-Step Guide)?

A zero-based budget is the most comprehensive and effective way to care for your financial future self. And is truly WORTH the time and dedication to create and maintain. How do I know this? Part of me is shy about sharing my story with budgeting since it sounds cheesy and salesy.  But it’s also the truth.   Using a zero-based budget is…