How I Built Plum Tree Money: July 2019

This blog series is all about my experience starting and growing Plum Tree Money.  Follow along as I make mistakes, learn a lot, educate others, and help creatives build financial stability and freedom.   Here are previous posts in this series:  June 2020 | May 2020 Major life and business wins for July 2019: Two confirmed creative solopreneur guests for the…

Learn to Love Budgeting with this One Technique

When I first started budgeting, I made the critical decision to only budget for money I already had in the bank.  This choice gave me peaceful sleep to rival CBD oil, and the confidence to move forward without fear of desperate Discover card swiping. But to only budget money I already had – what with not having a handy investor…

Building Plum Tree Money: June 2020

This blog series is all about my experience starting and growing Plum Tree Money.  Follow along as I make mistakes, learn a lot, educate others, and help creatives build financial stability and freedom.   Here are previous posts in this series:  May 2020 Big News: I’m launching a podcast!!! Stay tuned 🙂 Goals + Intentions for June 2020 were: Start…

Sinking Funds: The What, Why, and How.

In the context of our business, sinking funds are huge for us self-employed types. We’re running our businesses on our own, without partners or investors, and with variable – often unknown – income. It’s just us in here, making the dough. And we need all the buttery and yeasty advantages we can get.

How to Use a Zero-Based Budget (Step-by-Step Guide)?

A zero-based budget is the most comprehensive and effective way to care for your financial future self. And is truly WORTH the time and dedication to create and maintain. How do I know this? Part of me is shy about sharing my story with budgeting since it sounds cheesy and salesy.  But it’s also the truth.   Using a zero-based budget is…

Thought Ladder: How to Transform Negative Thinking

The thought ladder technique for managing your mind is transformative.  Using it, I have gone from stuck on the couch to regularly running 7 miles.  Loved ones have started successful new businesses with the courage they created for themselves. And clients have found the motivation to get out of thousands of dollars of debt.  All that goodness happened by building…

How I Hit My Financial Rock Bottom and Thrived

When I hit my financial rock bottom, I had some serious money and small business experience under my belt.  Here’s the story of how I thrived afterwards by mastering Personal Money Management. I was a longtime bookkeeper and knew to track all my business income, reciting monthly the exhausting litany of Venmo, PayPal Credit Cards, Cash, Checks, and – fuck,…